Life insurance plans typically can be divided into two groups: term life insurance plans and whole life insurance plans. Whole life insurance stays in force for the individual’s entire life, and is often the pricier option between the two. Term insurance plans, as the name implies, provide coverage only for…

The Covid-19 pandemic, and the extent to which it has disrupted the world, has gotten many contemplating their medical insurance coverage. …

All of us would welcome being able to earn some extra cash on the side, on top of our day jobs. However, being an influencer and getting paid to live a seemingly fabulous life on social media isn’t for everyone. But don’t worry, there are many other ways to earn…

Everybody knows you need to get life insurance, because of the financial security it provides in unforeseen circumstances. Except signing up for an insurance policy can be daunting, because it’s a long-term commitment that requires careful thought and research. If you’ve decided to invest in a life insurance policy, you’ll…

Dollar-cost averaging (DCA) is an investment strategy of allocating an amount of money at a regular interval (e.g. monthly or quarterly), instead of investing the full sum of money at one time. The strategy can also be used over a short period of less than a year, or even for…

More than two years since Covid-19 turned the world on its head, most of the world is finally starting to go back to what most knew life to be before the pandemic hit. With this “new normal”, there is also a new phenomenon to watch out for — revenge spending…

Today, everyone’s a jetsetter. Whether it’s for work, holidays or any excuse to get out of the office and country, we’ll take it. Travel insurance can often feel like a complete waste of good money, especially when all goes well on our trips. …

The Singapore government’s Supplementary Retirement Scheme (SRS) is a tax relief and tax deferral plan that’s designed to encourage individuals to save towards retirement. The scheme is entirely voluntary, unlike the CPF (Central Provident Fund) contributions you have to make every month. In short, the income tax benefits you get…

Financial stability is a goal we should all aspire to, and it is a lot more than just making a budget or saving early. Crucially, it is also a lot about prudence and keeping good spending habits. Relying only on sheer willpower to hold back on a purchase and making…